Life has always been about making choices and minimizing risks. We live everyday of our lives, making choices with the hope that whatever choice we make, luck will be on our side and risks will be manageable. It is on this premise that health insurances were created. They exist to help us put some certainty in our lives and help us reduce risks when it comes to our health. However, not all health insurances were created equal as there is a public health cover and a private health cover. Which one is better?
The public health cover, also known as Medicare, is the government’s way of helping citizens deal with the costs of healthcare. Medicare is all good if you have a life-threatening condition as you will be admitted and fixed in no time. Unfortunately, Medicare doesn’t cover all your healthcare needs. What if you need an elective surgery or a dental work? Can you afford to wait for what might be a long period of time and therefore, lose your opportunity to work and earn? Can you live the rest of your life as a retiree, hobbling around because you weren’t able to undergo a knee surgery? This is where your need for a private health cover comes in.
A private health insurance gives you better choices when it comes to health care. Even the government acknowledges the fact that a private health cover is an integral part of the country’s healthcare system, which is why various tax incentives are granted to private health insurance companies. With the existence of so many private companies, which one should you trust your healthcare with? Who is the winner when it comes to a health fund comparison and medical insurance quotes? Certainly, the go-to company is Phoenix Health Fund.
Phoenix Health Fund is a non-profit private company that has been in business since 1953, making sure that the whole of Australia gets the best healthcare with the lowest possible price. With Phoenix, you have a say in choosing your hospital and your doctor as it provides comprehensive coverage in both public and private hospitals. Dental and optical problems? Phoenix will take care of that. What’s more amazing is that the company also provides well-needed services you cannot get from Medicare such as physiotherapy, chiropractic, podiatry, and natural therapies. Even your ambulance and pharmacy needs are covered. Because of the company’s aim to provide services at the most affordable price and its ability to pay back more in claims than other private insurance companies, it was awarded the gold medal for Best Value Private Health Insurance for more than two consecutive years. Amazing, isn’t it?
Accidents happen every day. Illness comes in most unexpected times. Getting old is inevitable and with it, comes poor eyesight, broken bones, and other illnesses that may well affect the quality of your life. Don’t allow these circumstances to affect the way you live for the remaining years of your life. Surely, we cannot control accidents and illnesses, no matter how well we take care of ourselves, but we can at least make sure that when time comes, we have made a better choice in dealing with them. Private health cover provides you with that choice. Live your life to the fullest. Make a better choice now.